Best Two Wheeler Insurance Plans in India

Best Two Wheeler Insurance Plans in India

When it comes to selecting the best two wheeler insurance plans, we’re sure you’ve heard enough about the benefits and coverage offered in the various types of bike insurance plans from various bike insurance providers. Third-party two-wheeler insurance is required in India under the Motor Vehicles Act of 1988. Having insurance, in addition to being a legal requirement, serves as an added benefit in the event of damage or loss to a two-wheeler due to any unforeseen events. In addition to third-party liability benefits, two-wheeler insurance plans provide a variety of additional benefits such as free services/repair of the two-wheeler and its accessories, other discounts, and so on.

1. Bajaj Allianz Two Wheeler Insurance

Bajaj Allianz is one of the most well-known and sought-after names in two-wheeler insurance due to its dependability, seamless services, innovative products, and a strong customer-oriented approach.

Key Features:

The following are the main benefits of Bajaj Allianz bike insurance:

  1. Compensation for damage or loss to the two-wheeler caused by natural disasters such as earthquakes, cyclones, floods, and so on, as well as man-made problems such as theft, riots, terrorist activity, and so on.
  2. Provides third-party liability coverage in the event of property damage, accidental injury, or death.
  3. Simple online policy renewal
  4. Free services in selected garages
  5. Customer service is available 24 hours a day, seven days a week for any policy or service-related issue.
  6. Quick and easy claim settlement/support, as well as a variety of free services
  7. SMS notifications about the status of the insured two-claim wheeler’s

2. Bharti AXA Two Wheeler Insurance

Bharti AXA two wheeler insurance provides insurance solutions for a variety of insurance needs. It provides a diverse range of insurance plans for various models from reputable two-wheeler manufacturers.

Key Features:

The following are the main benefits of Bharti AXA Two-Wheeler Insurance:

  1. A long-term, flexible policy with discounts of up to 20%
  2. Provides basic bike insurance as well as accidental coverage of Rs.1 lakh for the pillion rider.
  3. Online purchasing and renewal of two-wheeler insurance is available.
  4. Immediate online distribution of policy copies
  5. One-time bonus
  6. Multiple payment methods are available for easy online premium payment.
  7. Discounts for Automobile Association members 
  8. Free servicing throughout India’s cashless network garages
  9. An efficient 24-hour customer support team resolves claim-related and other policy-related issues quickly.
  10. Provides comprehensive insurance add-ons at a low insurance premium.

3. Digit Two Wheeler Insurance

Purchasing Digit two wheeler insurance is advantageous because it provides comprehensive protection against any incurred third-party liabilities as well as own damages. Mr Kamesh Goyal, the former CEO of Bajaj Allianz, founded the company earlier.

Key Features:

Let us look at the following features of the Digit two-wheeler insurance:

  1. Access cashless repair services at registered network garages across the country.
  2. Make the plan fit your needs.
  3. The claim settlement process is now mobile-enabled.
  4. Call and your beauty will be picked up, repaired, and delivered to your home.

4. Edelweiss Two Wheeler Insurance

Buying Edelweiss two wheeler insurance policy is no task at all. You can easily purchase the policy online and choose between quick payment and renewal options.

Key Features:

Consider the following key features provided by Edelweiss two wheeler insurance:

  1. Customize the two-wheeler insurance policy to meet your needs.
  2. Personal accident coverage is available.
  3. Easy access to cashless parking garages

5. IFFCO Tokio Two Wheeler Insurance

The IFFCO Tokio two-wheeler insurance policy is affordable and provides complete financial assistance to people from all walks of life.

Key Features:

The following are the main benefits of IFFCO Tokio two wheeler insurance:

  1. When purchasing, the documentation process is simple.
  2. The simple and quick claim settlement procedure
  3. A wide range of emergency services are available.
  4. Assistance is available around the clock.

6. Kotak Mahindra Two Wheeler Insurance

Kotak Mahindra two wheeler insurance plans are an excellent investment because they provide complete coverage and protect you from any unexpected financial costs resulting from a mishap or accident.

Key Features:

Some of the key features of the Kotak Mahindra two wheeler insurance policy are as follows:

  1. The policy can be purchased easily and quickly online.
  2. Provides protection against third-party legal liabilities.
  3. A wide range of additional covers are available.
  4. Rapid renewal procedure

7. Liberty Two Wheeler Insurance

The Liberty two-wheeler insurance policy provides comprehensive coverage and covers any unintentional damage or loss to the two-wheeled vehicle as well as any third-party property or person.

Key Features:

The following are the main benefits of Liberty two wheeler insurance:

  1. The policy can be purchased easily and quickly online.
  2. The benefit of cashless network garages/workshops
  3. Customer service that is effective
  4. Policy purchase and renewal are simple.

8. National Two Wheeler Insurance

National two wheeler insurance safeguards your valuable possession against any unfavourable incident.

Key Features:

The following are the key benefits of National two wheeler insurance:

  1. Personalize the insurance plan to meet your requirements.
  2. You can check the status of your claim online.
  3. No Claim Bonus is available (NCB)
  4. There is a simple cashless claim service available.

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